Shopify Credit
Shopify Credit is a pay-in-full business credit card. Most traditional credit cards allow you to make minimum payments, charge monthly interest, and allow you to carry a balance without a defined repayment due date. A pay-in-full card requires your statement balance to be paid in full on or before the statement’s due date.
Shopify Credit offers the option to either pay your full statement balance automatically each month or to repay over 10 calendar months through automatic debits from your daily sales, for a fee.
You can earn cashback on eligible business purchases, which is automatically applied to your Shopify Credit account as statement credits when the monthly statement is generated.
If you're approved, then you receive a virtual card that you can use immediately, and you have the option of ordering a free physical card. You can add secondary cardholders to your account, granting them authorized access to your credit line.