Payments

Your market settings include a payments card that displays eligible local payment methods, as well as a link to your payment settings where you can activate and customize a variety of payment methods.

Shopify Payments and other payment providers

Only stores with Shopify Payments as the primary gateway can process payments in a customer's local currency. Compatible multi-currency payment options include:

• Shopify Payments credit card payments
• Shop Pay
• Apple Pay and Google Pay
• Paypal Express

If your customer selects a local currency, and chooses a payment option from another payment provider, then the price your customer pays is converted into your store currency. As a result, the price that your customer pays might be more than the product price in your store currency.

For example, your store currency is USD, and you sell a T-shirt for $10.00 USD. Your customer chooses to view your store using EUR, and the price of the T-shirt is listed at €8.90 EUR. If your customer checks out using a payment provider other than Shopify Payments, then the price of the T-shirt is converted from EUR to USD, and your customer might pay more that $10.00 USD for the T-shirt. There are no currency conversion fees applied when the currency is converted from USD to EUR, and the Order page doesn't indicate that the order is a multi-currency order.

If your customer checks out using a compatible payment method, then their payment is processed in their local currency. For example:

(Product price x currency conversion rate) + currency conversion fee

($10.00 USD x 0.867519) + 1.5% = €8.81 EUR

If you have rounding rules activated, then Shopify rounds the total up and your customer pays €8.90 EUR.

Tip

If you want to encourage your customers to use multi-currency compatible payment methods, then use Shopify Scripts to hide other payment providers for customers who have a foreign currency at checkout.

Local payment methods

When a market contains a country that is eligible for one or more local payment methods, then a payments card is displayed in your market settings with the available local payment methods. For example, you have a market for Europe that only contains Belgium, then Bancontact is available on the payments card. If you have a market for Europe that contains both Belgium and Netherlands, then both Bancontact and iDeal are available on the payments card.

From the payments card, you can activate or deactivate an eligible local payment method.

Learn more about local payment methods.

Set a currency for a market in Markets

The currency that you select for a market is the currency that's displayed to customers on your online store, and that transactions are performed in. By default, the market's currency is set to the currency for the region that you've selected for your market. For markets that contain more than one region, Use local currencies is set as the default instead.

You can customize a market's currency at any time.

Steps:

1. From your Shopify admin, go to Markets.

2. Click the market that you want to customize.

3. Click the + icon next to the Currency setting.

4. Click the currency, and then select the currency that you want to set for a market.

5. Select whether prices are rounded up after currency conversion.

6. Click Done.

7. In the top bar, click Save.