Costs of setting up Shopify Payments
The cost of using Shopify Payments varies based on your plan. You can lower credit card rates by upgrading your subscription with Shopify. You can review the full list of pricing listed for each plan on Shopify's pricing page.
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Fees for Shopify Payments
Aside from the credit card rate and the subscription fees for your store's Shopify subscription plan, there are no monthly fees, no hidden fees, and no setup fees for Shopify Payments. When you use Shopify Payments as your processor, there are no third-party transaction fees for orders.
Changing your Shopify Plan
If you decide to change your plan at any time, then your Shopify Payments credit card rate is updated. When you activate Shopify Payments, you stop paying the subscription transaction fees listed on Shopify's pricing page.
Likewise, if you're using Shopify Payments and switch to another payment processor, then you begin paying the subscription transaction fees to Shopify. These fees are in addition to the fees paid to your new third-party payment processor.
After you've set up Shopify Payments and started getting orders paid with Shopify Payments, you can export your transactions to track your fees. Learn more about exporting your transactions.