Setting up Shopify Payments

After you set up Shopify Payments, your customers can make credit card payments on your store. You can activate Shopify Payments from the Payments area of Shopify. When you set up Shopify Payments, you'll need to fill out your banking information so that you can get funds transferred to your bank account. You'll also need to fill out details about your store and your products or services.

Costs of using Shopify Payments

Shopify Payments costs vary based on your plan. You can lower credit card rates by upgrading your subscription with Shopify. You can see the full list of pricing broken down by plan on Shopify's pricing page.

Beyond the the credit cart rate and the subscription fees for your store's Shopify plan, there are no monthly fees, no hidden fees, and no setup fees for Shopify Payments. There are no additional charges to accept American Express or international orders. When you're using Shopify Payments as your processor, any other subscription transaction fees are waived.

If you decide to change your plan at any time, then your Shopify Payments credit card rate will be updated. When you activate Shopify Payments, you stop paying the subscription transaction fees listed on Shopify's pricing page. Likewise, if you're using Shopify Payments and switch to another payment processor, then you begin paying the subscription transaction fees to Shopify. These fees are over and above the fees paid to your new third party payment processor.

The total fees for each payout and pending transaction will be displayed in the All payouts table. You can navigate there from the Dashboard and scroll down to click All payouts.

Set up Shopify Payments

To set up Shopify Payments on your store:

  1. In the Accept credit cards section, click Add a provider:

    The Add a provider button
  2. Select Shopify Payments, and then click Continue:

    Selecting Shopify Payments as your payment provider
  3. In the Shopify Payments section, click Complete account setup:

    The Complete account setup button
  4. Enter the required details about your store and your banking information.

  5. Click Complete account setup.

After you've set up Shopify Payments, you can configure your settings or make a test transaction on your store.

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