Shopify Capital overview

If you need additional funds to develop your business, then you might be eligible for funding from Shopify Capital through a cash advance or loan.

If you're eligible for funding from Shopify Capital, then it takes 2-5 business days to be approved. If your request is approved, then you could receive the money in your business bank account as soon as the next business day.

You might find it helpful to read our glossary of terms before reading about Shopify Capital and its funding options.

Eligibility for funding from Shopify Capital

If you're eligible for funding from Shopify Capital, then you'll receive an email and see a message on the Home page of your Shopify admin inviting you to view your available funding options.

If you do not receive an invitation to view your funding options, then you are not eligible for funding from Shopify Capital at this time.

Shopify Capital and Shopify Payments

To receive funding from Shopify Capital, you need to have Shopify Payments activated as your credit card payment provider and continue to use it for the duration of your funding agreement. After you receive funding from Shopify Capital, you won't be able to deactivate Shopify Payments until the total merchant cash advance has been fully remitted or your loan has been repaid.

If you try to deactivate Shopify Payments while you're in an ongoing funding agreement with Shopify Capital, then you'll see an Unable to deactivate Shopify Payments message.

When the total merchant cash advance has been fully remitted or your loan has been fully repaid, you can deactivate Shopify Payments.

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