Available payment methods for managing your Shopify bills

When it comes to paying your Shopify bills, you have several payment methods available based on your region.

Credit cards and co‑branded debit cards

You can pay your Shopify bills, whether they're one-time or recurring, using valid credit cards from Mastercard, Visa, or American Express. It's important to ensure that your credit card allows for recurring payments. Alternatively, you can opt to use a co‑branded debit card associated with Mastercard, Visa, or American Express. However, if you choose to pay with a co‑branded debit card, then it must meet the following requirements:

  • The card must have international capabilities.
  • The card must be set up to accept recurring transactions.

If your co‑branded debit card doesn't meet these requirements or if you're uncertain, then reach out to the financial institution that issued the card for further assistance.

Considerations for credit cards and co‑branded debit cards

Review the following considerations for using credit cards and co‑branded debit cards in specific countries and regions:

  • Brazil: If you're in Brazil, then you must use an international Visa or Mastercard, not a national one. Verify that your card is labeled as Internacional.
  • France: In France, you need to use a credit card or a deferred debit card to pay for your Shopify subscription. If you're unsure about your card type, then contact your bank.
  • India: If you're in India, then RuPay cards can't be used for Shopify bill payments.

Shopify Balance

If you have a Shopify Balance account, then you can use your Shopify Balance card to pay your Shopify bills. By setting your Shopify Balance virtual card as your preferred payment method, you can streamline the payment process without entering any card details.


Another payment method for your Shopify bills is PayPal. Whether it's a one-time payment or a recurring charge, PayPal allows you to use your PayPal balance, bank accounts, debit cards, or credit cards linked to your PayPal account.

Considerations for PayPal

Review the following considerations for using PayPal in specific countries and regions:

  • Australia: If you're based in Australia, then you can only use PayPal to pay your Shopify bills when your billing is set to USD.
  • India: If you're based in India, then you can't use PayPal as a payment method for paying Shopify bills.

ACH debits

For Shopify Plus plan stores in the United States with a USD bank account that accepts Automated Clearing House (ACH) debits, you can verify your account to serve as your primary payment method. Confirm with your bank whether your account supports ACH debits.

SEPA Direct Debit

If your store is based in Germany or the Netherlands, operates on a non-Plus subscription plan, and uses EUR as the billing currency, then you can pay your Shopify bills using Single Euro Payments Area (SEPA) Direct Debit. No credit or debit card required.

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