Shopify Credit is a pay in full business card available to eligible merchants who are located in the United States. There are no interest charges or fees associated with Shopify Credit. Shopify Credit is a pay in full card, which means that you must pay off your full balance each month.
You can earn cashback rewards on eligible business purchases that you make using your Shopify Credit business charge card.
If you're approved, and after setting up your Shopify Credit account, then you receive a virtual card which that you can use immediately. You can also add secondary cardholders to your account, which grants them authorized access to your credit line.