Shopify Payments is the simplest way to accept payments online. It eliminates the hassle of setting up a third-party payment provider or merchant account and having to enter the credentials into Shopify. Shopify Payments comes fully integrated with your store and includes a wide variety of functions that let you manage your entire business and financials in one place.
Accepting major credit cards
With Shopify Payments you're automatically set up to accept all major cards as soon as you create your Shopify store. Your card rate is based on your Shopify plan, and you can change plans whenever you want.
Businesses in the United States can accept Visa, Mastercard, American Express, JCB, Discover, and Diners Club debit and credit cards.
Businesses in Canada, the United Kingdom, Ireland, Australia, New Zealand, Japan, and Singapore can accept Visa, Mastercard, and American Express debit and credit cards.
Payout and fee tracking
You can track your pending payout balance and payout schedule from the Shopify admin. Payments are synced with their orders. This makes it easy to see how much you'll receive for an individual order.
When you use Shopify Payments, you pay no subscription transaction fees in addition to the card rate. Only stores that use a third-party payment provider are subject to Shopify's subscription transaction fees, as well as any credit card fees charged by their third-party payment provider.
Can I use Shopify Payments?
Shopify Payments is available to certain businesses only in supported countries.
Use the following table to find out if Shopify Payments is available in the country where your business operates:
Note: Shopify Payments is not available to US territories except Puerto Rico.
Some types of businesses and services are not permitted to use Shopify Payments. To see whether you can use Shopify Payments, check the list of prohibited business types for the country where your business operates:
You have the best chance of recovering lost sales from chargebacks when you use chargeback responses compiled by Shopify for each affected order. You can add additional evidence directly from Shopify, and then Shopify sends it to the credit card company.